Wishfin Blog

During your life, you must have or may come across different financial products. These products can be related to the loan (personal loan, home loan, gold loan, etc.), Investment (Fixed Deposit, Mutual Fund, etc.) or Credit Card. All these products...

The interest rate may be the first thing you could notice when you apply for a loan. And the reason for this is simple. Borrowers need a loan that comes with a low interest rate and puts less burden on their repayment. And for a low interest rate,...

A credit report is the record of your payment history and it helps the lender know about your creditworthiness. It is important to keep track of your credit report to maintain a good credit score. The score ranges from 300 to 900 which is based on...

In our country, individuals save and invest money in a range of financial products. For example, people diligently save their hard-earned money via Savings Bank Account, Fixed Deposit (FD), Recurring Deposit (RD), Employee Provident Fund (EPF), etc,...

A personal loan is one of the most popular credit options available for people like you to meet your personal needs. Although most lenders don’t really ask the purpose for which you want to take a personal loan, the said credit is mostly utilized...

Home loans can be quite difficult to service when you become 45-50 years old and don’t achieve the desired professional growth by that time. The likely situation of limited jobs at that stage of life can make you feel cramped while paying the home...

Marriage is the most anticipated moment in your life. And to make this auspicious occasion special, you may require funds if you do not have the required hard cash with you. You cannot estimate the exact cost of a wedding with the fluctuating rates....

Your financial state changes drastically after you take a loan as you will be paying a fixed installment every month for the time it is taken. Your saving remains lower from the time when you didn’t have to pay any loan installments. It can reduce...

While taking tips to manage your finances, you may come across some common terminologies that you find a bit difficult to understand. These terms can be related to a loan, investment, or insurance. And whether you know it or not, these terms possess...

When you are borrowing a personal loan from a bank or financial institution, the lender calculates your current obligations to find your repayment capacity. And the repayment capacity decides how much loan you can borrow. Besides current...