Wishfin Blog

Credit Information Bureau of India Limited (CIBIL) TransUnion provides you a free credit score. And the score is calculated using the type of loan you borrowed, the credit request you made, and due payments. These factors determine your CIBIL score...

Savings Account is something that you and everyone around you must be familiar with. It is one of the most popular banking products among customers across the country. A significant percentage of our country’s population has one or more savings...

A credit score carries immense value for people wanting to apply for a loan or credit card. A good score of 750 and above makes the approval of loans or credit cards more of a formality. Whereas, scores below 650 or so make it tough for you to get...

Everyone wants to expand their businesses and generate more profits but due to scarcity of funds, they are unable to do so. Therefore, most of the businessmen prefer a business loan for their business expansion and fulfilling their desires. So,...

Low duration debt funds are a type of debt funds that invest in shorter duration debt securities. To know more about low duration funds, their benefits and should you invest in, you can read another post of ours-Low Duration Funds-Definition,...

Debt funds invest in debt securities such as corporate bonds, money market instruments, commercial paper, certificate of deposit, treasury bills and government securities. Different types of debt funds invest for varying maturities or duration of...

Debt funds invest in various debt securities such as corporate bonds, money market instruments, commercial paper, certificate of deposit, treasury bills and government securities. Different types of debt funds invest for varying maturities or...

Your monthly income is the important factor in loans because it decides your repayment capacity. The income requirements vary based on the lender you choose, the city you stay, etc. It is higher if you reside in cities such as Mumbai, Delhi and...

Everybody needs a home for themselves. And almost every individual opts for a home loan to purchase the home they want. Why? Because of the soaring prices of real estate, not everybody can afford to purchase the home by paying the price in one go....

To many, financially strong means earning high. And they are right to a greater extent, but not entirely. A high five or six-digit salary amount does look impressive on paper. But if not managed properly, all that feels negligible. On the other...