Wishfin Blog

Personal loans are unsecured loans that you can access without any collateral. And to get instant approval from the bank or financial institution, your income should be high enough to pay the proposed equated monthly installment. There is no fixed...

You can borrow funds from YES BANK to meet your higher studies requirement. Students are eligible for the YES BANK Education Loan if they secure admission to the college or other educational institute. Your parent could be your co-applicant in this...

A lot of individuals don’t own a home in India. The primary reason behind this is the soaring real estate prices. With limited savings and monthly income at their disposal, they simply cannot afford to pay the price of a home in one installment....

No, you can’t get a 100% home loan from any lender, be it the bank, housing finance company (HFC). Lenders finance around 75%-90% of the property cost and the remaining 10%-25% to be borne by you. Usually, loan amounts upto INR 30 lakh, above INR...

In the event of insufficient funds, you will need an education loan to complete your higher studies. But you will be served well if you apply for the loan after doing some homework. First, you need to check your academic results, college or...

Yes, you are allowed to pay the overdue amount after the debt settlement. Before elaborating on the process for the same, it pays to know what debt settlement is and its negative impacts. Many when they find it hard to pay the total due go for a...

Equity funds can be divided into three categories based on investing themes-diversified equity funds, sector funds and thematic funds. Among these, sector funds are open-ended in nature i.e. you can buy/sell anytime, and they invest only in one...

Value funds are open-ended equity funds that invest in stocks available at cheap valuations. These funds are one of the various categories of equity funds that look at stocks available at a price lower to their intrinsic value. There are some value...

There are different kinds of equity funds and can be divided into three categories-diversified equity funds, sector funds and thematic funds. Sector funds are those funds that invest only in one particular sector. To know more about sector funds you...

Getting a personal loan is easy for salaried individuals earning high income as that boosts their repayment capacity. Banks and Non-banking Financial Companies (NBFCs) usually provide loans to the applicants whose income meets the criteria set by...