Wishfin - The Official Blog

FAQ

Can I Scale Up My Business with a Personal Loan?

The question suggests you are already into business and want to expand it further with a personal loan. Taking your business to the next level requires a proper study of the market, competitors, your status quo such as the flow of income, besides...

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FAQ

Why are Personal Loan Rates So High?

The reason is simple - personal loans can be accessed without having to submit any collateral, leaving lenders with a greater degree of credit risk. This makes lenders charge a greater rate of interest on personal loans. But now, even personal loan...

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FAQ

Can I Take a Loan Without a PAN card?

A PAN card is one of the identity proofs that lenders seek to approve loan applications. Although there are substitutes to this identity proof in the form of Voter ID, passport, driving license and aadhaar card, lenders keep PAN card as mandatory...

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Loan Against Mutual Funds

SBI Loan against Mutual Fund

Feeling annoyed after being denied a personal loan? Well, you can get a loan against mutual fund units and fulfill your imminent needs. Banks like State Bank of India (SBI) can offer you a loan against a mutual fund with a handsome loan amount and...

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Personal Loan Interest Rates May 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates May 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%