Wishfin Blog

If you are looking to borrow funds, you might be considering an overdraft facility or business loan. Yes, both the credit facilities are different from each other but both provide financial support to the borrower, but they have their own...

When a business needs funds and you are looking for a short term fund then instead of taking business avail the advantage of overdraft facility. It is generally a short-term loan facility for 12 months, which is renewable every 12 months. The...

The Union Budget 2020 may not have met the expectations of all, but it has certainly lit up the sentiments of infrastructure, which is going through tough times of late, in India. Yes, the government has allowed 100% tax exemption to sovereign...

Yes, you can get a top-up loan from HDFC Bank if you pay your current personal loan EMIs without any default. A top-up loan is for additional fund requirements. And if your credit report is clear and payment record is good, you can easily get a top...

In the Union Budget 2020, the Finance Minister Nirmala Sitharaman has proposed to do away with Dividend Distribution Tax (DDT) completely. Instead, the government has shifted the burden of paying on dividends from companies and fund houses to...

What is the New Income Tax Slab for 2022-23? The Income Tax Slab 2022-23 has not been announced yet as the budget 2022-23 will be introduced on the coming 1st Feb 2022. Finance Minister Nirmala Sitharaman will introduce any changes in the income...

Finance Minister Nirmala Sitharaman has presented the Union Budget 2020 on the floor of the Parliament. The Minister said the budget, which revolves around Aspirational India, Economic Development for All and a Caring Society, aims to boost income...

A CIBIL Score of 700 or above is usually considered to be an ideal CIBIL score to get a loan. As you know that your CIBIL score is a three-digit representation of your creditworthiness. It usually ranges from a score of 300 to 900. So, if you...

Before giving you an exact answer to this burning question of credit card loans vs personal loans, we would tell you separately about both the credit card loans and personal loans. Because you can not compare two things till you don’t have...

You could face serious consequences if you don’t make personal loan payment. Non-payment of the loan can dent your credit record and put you in the mount of heavy debts. So if you don’t want to face such financial issues then you must pay your...