Most of the individuals are in the dilemma that which credit card they must choose between HDFC Infinia and HDFC Regalia. Both the credit cards are unique in their own way. If HDFC Regalia Credit Card has the free lounge access then the HDFC...
Read MoreI Earn INR 23,000 in a Month. How Much Personal Loan Can I Get?
Lenders will assess the personal loan amount according to your monthly salary of INR 23,000. With this income, you can pay an EMI of around 50 percent of your monthly income which is INR 11,500. Based on this, you can get a maximum loan of INR 4...
Read MoreHow to Prepay Your Home Loan Using Mutual Fund SIP?
Buying a home is like a dream come true for many Indians. And many have fulfilled their dream using loans from banks and other financial institutions. However, the dream must not become a burden for you! Life doesn't get any easy as you grow older....
Read MoreHow to Get Loans if I am a CIBIL defaulter?
There are ways by which CIBIL defaulters can get loans in India. So, you don’t need to lose hope. You may find these ways a bit different and difficult but you will surely get loans. Being a CIBIL defaulter simply means that you have a pretty low...
Read MoreWhat is Business Loan Fees and Charges
If you are planning to take out a business loan, then you should be aware of some important charges that financial institutions charge. Business loans include many charges. Some charges like processing fee, interest rate, document processing fee,...
Read MoreDifference Between Cash Credit and Overdraft
As everyone thinks cash credit and overdraft are the same but there is a big difference between both. In this blog, you can clearly find the difference between both. Below the table, you can clearly understand the meaning, purposes, interest rate...
Read MoreBest Banks for Home Loan Balance Transfer
The usually long tenure and fluctuating interest rates of home loans give you more than one opportunity to switch your outstanding balance from one lender to another. But, which bank should you transfer your existing loan balance to? You only find...
Read MoreShall You Switch Your Existing MCLR-based Loan to Repo Rate Regime or Continue with the Same?
The Reserve Bank of India (RBI) has cut the repo rate by more than 100 basis points in the Calendar Year 2019 in a bid to propel the economy that is facing slowdown. The low inflationary scenario prevailing for most of the year helped the central...
Read MoreHow Does a Credit Card Affect the CIBIL Score
Many users are in the dilemma, whether using a credit card has any impact on the Cibil Score or not. So, you must clear out your doubts that using a credit card affects the Cibil Score. Therefore, you must use your credit card wisely and smartly....
Read MoreTerm Loan vs Overdraft Facility
So if you are confused about which one to choose from Term Loan vs Overdraft Facility. There is no need to worry about this blog, you can easily understand which one to choose. Term Loan A term loan is a loan that can be paid back to the...
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