The habits of buying products have changed a lot, similar is the case with spending habits of people. Earlier, people don't mind to buy products from local shops and local markets. Presently, people love to shop from big malls and branded showrooms....
Read More4 Things to Consider While Making Credit Card Payments
Credit card companies offer numerous benefits and reward schemes to lure new customers. Every day you must receive a mail from any bank to buy a credit card, accept a credit card, which is offered to you complimentary or take a loan with lowest...
Read More8 Things You Should Know about Your Credit Card
Credit card has become a major financial tool across the world. More and more people are having credit cards. There are many people, who have more than one card issued on their name. Although credit cards are gaining popularity among the Indian...
Read MoreTips to Remember Credit Card Due Dates
Forgetting your credit card due dates may harm your savings and affect your financial plans too. When you make late payments to your creditor, you will pay late fee along with your credit card debt. This way you end up paying more money on the same...
Read More0% Interest Credit Card Balance Transfer in India
The smart use of credit card is really important to deal with mounting debt. Because of your other financial liabilities, it is not really feasible to make all the payments in one go and clear the long outstanding amounts every time. This situation...
Read MoreCut the Costs, Keep the Perks: How to Avoid Credit Card Fees
Confession time: We've all fallen victim to the credit card trap. Those seemingly free points suddenly come with a hefty side of late payment fees and annual charges that could buy you a small island (well, maybe a decent pizza). But don't panic,...
Read More5 Hazardous Ways to Pay Off Your Credit Card Debt
It doesn't matter how much loan or debt you have on your name, but making a goal to get out of these debts is a big thing to achieve. To achieve your goal you should apply right kind of strategies and plans to pay off your debt. Most of the people...
Read MoreUnderstanding the Difference Between CTC and Your Take Home Salary
I remember being hired for my first job. It was a college campus placement and I was really proud of myself since I was one amongst the few people who were selected for the job. We were given appointment letters showing CTC as INR 240,000. I was...
Read MoreIs Rationalization of Tax Treatment of Retirement Schemes Really Rational?
Budget 2016 has come out with a whooping change on the taxability of retirement benefits and the whole nation has evoked strong opposition towards it. Before deep diving into the proposal, let us find out what the existing law states. Existing...
Read MoreSERIES 2- Are You Doing Enough Tax Planning?
In my first series, I had discussed on the ways to save taxes by restructuring the CTC. In this series, I have focused on other deductions available to a salaried individual and how you can save taxes under other heads, namely, House Property,...
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