Wishfin Blog

As we all know that the Diwali festival is about to arrive so people have started preparing for it. It brings a lot of happiness to the family and they buy all the new stuff during this season. So, if you are shopping through your SBI Credit Card...

The quick approval, fast disbursal and easy documentation make personal loans one of the best credit options for people these days. With this loan, you can meet purposes like marriage, travel, medical emergencies, and much more. But it’s the time...

CIBIL score is a three-digit number calculated based on your enquiries and account details. Banks and financial institutions provide your financial details to the Credit Information Company to provide you a rating, that is CIBIL Score. It usually...

This Festive Season is quite different from the earlier ones given the hardships most of us have gone through due to the ongoing COVID-19 pandemic. A lot of people have lost jobs or are facing salary cuts, making their day-to-day life a 'Battle' in...

Wondering whether you can get a personal loan since you are already paying a home loan? Well, you can get the same! Lenders offer a personal loan to individuals having a home loan or any other debt. But what yardstick will the lender apply to decide...

When taking a personal loan, the first thing one considers is the interest rate he/she is likely to get for the same. It’s a valid concern given that the personal loan interest rate will most likely be in the double-digit. Currently, personal loan...

https://youtu.be/q7Q6Q9d3-c8 When a customer pledges gold (jewellery, ornaments or coins issued by the bank) to the bank to take out loan, then it is called a Gold Loan. In India, we as Indians have emotional values attached to gold as it is...

The real estate sector is witnessing an uptick with many customers taking a home loan to buy a house these days. According to news reports, sales of housing units have risen across major cities, including Mumbai and Delhi-NCR, of late. During...

Is your existing personal loan EMI too high for you? Think of suitable alternatives and implement the best one. Otherwise, if you delay employing the right solution, you could default and find yourself in all sorts of trouble. Not only the credit...

Home loan EMIs can be a significant amount to pay considering the prevailing property prices. You can reduce the EMI amount by enhancing the loan tenure to as long as 30 years. Even then, the home loan EMI can be quite an amount to pay. But many are...