Wishfin Blog

Fixed Deposits (FDs) have been quite popular among the customers by helping them save their hard-earned money while also earning them a substantial interest over time. But since March 2020, the Reserve Bank of India (RBI) has been on a rate cut...

Mostly every individual uses a credit card for enjoying the credit limit but there are some individuals who just use a credit card to enjoy the exclusive offers. They want to earn discounts, Cashback, and reward points. So, if you are one of them...

Having a Bank Account is one of the primary needs of people these days. A bank account helps individuals keep the money safely there and carry transactions through the same. There are basically two types of bank accounts that you can open - a...

Sometimes our weak financial conditions make us skip our loan or credit card payments. If you recover quickly, you can control the situation. Else you could go on to default. Defaulting on home loan payments can make you lose your home at worst. But...

In March 2020, the Reserve Bank of India (RBI) provided a Moratorium Period to the borrowers that continued until August 31, 2020. During this period, borrowers had the option to not pay their loan installments without any worry about credit scores....

People often apply for a personal loan to get instant cash and meet their respective needs. The fact that the loan does not require any collateral, the disbursal can be instant, provided you have the required income and good credit history....

The Reserve Bank of India (RBI) has announced the Resolution Plan for borrowers affected by the COVID-19 pandemic. The largest lender of our country, State Bank of India (SBI), decided to be the first to follow suit and launched an exclusive online...

The tenure plays an important role in every loan, including a personal loan, which you can take for a maximum of 5 years. State Bank of India (SBI) and a couple more lenders can offer you more time to pay a personal loan. Ideally, one should choose...

A top-up personal loan is an amount given over and above the running personal loan to meet your additional funding needs. You can apply for the same at the lender where your personal loan is running. You can also get a top-up amount on doing a...

If done at the right time, a home loan balance transfer could yield massive savings for borrowers. It is a process by which you can transfer your existing home loan balance to another lender at a lower rate of interest. Not only that, you can also...