Wishfin Blog

If you want to invest your hard-earned money in a financial instrument where there is no risk and assured interest is provided, a Fixed Deposit (FD) can be a good choice for you. FDs are the term deposits where you keep your money for a certain...

Over the years, a Gold Loan has proven its worth to the customers facing the temporary cash flow issues. You must be thinking how? Well, when customers feel that they have run out of options to meet urgent financial needs, a Gold Loan can be their...

Paying off a home loan before the agreed tenure can reduce your interest payment drastically if you do it at the right time. You could also feel free with no EMI to pay afterward. Let’s be told that the process of paying off the loan before the...

There are millions of HDFC bank customers in India and most of them are using HDFC Credit Cards. Some people use a credit card for enjoying the credit limit and some use it to make the best use of the offers. The credit card limit depends on your...

You must have heard the term ‘Credit Score’ several times in conversation with your friends, family, colleagues, etc. Despite hearing it often, people don’t understand the importance of credit scores in their financial lives. First, what is a...

Lenders offer you a personal loan believing that you will pay back in Equated Monthly Installments (EMIs). The credit risk for lenders is enormous given that this loan is granted without any securities such as fixed deposits, life insurance, shares,...

The best thing about a personal loan is its ability to meet your needs instantly. Doesn’t matter whether you require funds for marriage, travel, education or medical emergency, you can get it quickly without having to submit any security. The fast...

If we were to make a list of most popular secured loans, it would be no brainer to guess the top place - Mortgage Loans. The reason behind their wide popularity is the ease and convenience with which customers can get the required loan amount for...

It’s actually the other way around! People with no credit history can still be preferred over the ones having a bad credit score. Lenders want to disburse loans to individuals having a strong credit history, particularly when it’s about...

https://youtu.be/hfTx4xrAYVg Credit Score is a kind of financial scorecard that affects your life in different ways, without you even realizing it. This is a term you must have heard several times, but many often misunderstand the importance of...