Wishfin Blog

Gilt Funds or government securities funds are those funds that invest in bonds issued by the government of India. The government is the largest borrower in the Indian debt markets, it borrows money by issuing securities of various periods. This is...

Yes, the bank may use different types of interest rates over your deposits and loan amount. These include a simple and compound interest rate they use on your deposits and borrowed amounts. Depending on their choice of interest rate, your earnings...

Yes, using an education loan for overseas studies is the best choice for you. It not only helps you achieve your dreams but also saves you money. As per the Section 80E of the Income Tax Act, students can claim a tax deduction for up to 8 years on...

In the recent past years, Noida has developed and a lot of people have starting living there. On the other hand, there are some areas in Noida that are quite expensive and it becomes difficult for a middle-class family to afford luxury. Are you one...

Many companies have their headquarters located at Gurgaon and therefore it is a corporate hub of the NCR. Gurgaon has a high standard of living and some people face difficulty while surviving in Gurgaon. So if it is difficult for you to afford...

SIPs or Systematic Investment Plans have been a popular medium of investing in mutual funds for many years. Most of us must invest some money every year to save taxes under Section 80Cof the Income Tax Act. Among the options available, ELSS (Equity...

Mutual funds have been a growing medium of investment for many Indians in the last decade or so, today there are more than 2 crore mutual fund investors and 8 crore + mutual fund folios. However, the past 3 years have been a roller coaster with...

The faith and trust in PSU or public sector units or nationalized banks have never been stronger than what it is today. Post the YES Bank fiasco, PSU banks have witnessed a surge in deposits and interest from people. This is not to say that all...

Anyone who has invested in mutual funds has been hearing and reading a lot in recent months about markets and mutual funds. There is a natural inclination to see and review your mutual fund statement or portfolio at this juncture. But there is a...

Yes, you can pursue courses such as Financial Risk Management (FRM) and Chartered Financial Analyst (CFA) with an education loan. The bank will lend you money based on your academic performance and capability to earn money after the course...