Wishfin Blog

A personal loan can be availed by any individual to fulfill their personal needs from banks and financial institutions. But when an individual wants to apply for a personal loan, the most important question in front of him/ her is to choose the...

We can see that after the Coronavirus Outbreak and Lockdown many individuals are going through a financial crisis. Therefore in order to remove the financial burden from the individuals, the Reserve Bank of India has decided to give 3 months...

As personal loans are unsecured loans, they entail a great deal of risk to the lenders that disburse the same to borrowers. The greater degree of risk makes lenders keep a close eye on your EMI payments. If you are found to be not paying your...

One of the many reasons behind HDFC Bank maintaining high customer loyalty is its ability to offer value-added services to its existing clients. As a part of its strategy to enhance customer engagement, HDFC Bank offers you an Insta Jumbo Loan...

Most of the individuals apply for a credit card just to enjoy the exclusive offers and discounts rather than taking it for enjoying the credit limit. But, nowadays the HDFC Infinia Credit Card and Standard Chartered Ultimate credit card are in...

While new businesses need funds to get off the ground, existing ones require money to expand further. However, businesses come with a risk of unknown for lenders who fund them. Given the uncertainties around, businesses can face several market...

Tax saver fixed deposits are one of the tax-saving instruments that offer you tax deductions upto INR 1.5 lakh in a financial year under Section 80C of the Income Tax Act. These deductions help reduce your tax liability and save you some to meet...

As per the new guidelines of the Reserve Bank of India after the lockdown and Coronavirus Outbreak, the credit card users can skip their bill payment for three months. Suspending the payment for 3 months will neither affect their CIBIL Score nor...

Nowadays everyone is dependent on credit cards and they are more inclined towards the features and offers of the credit card rather than the credit limit. But some individuals are confused between the SBI Credit Cards and HDFC Credit Cards. The...

Life is full of ups and downs. There come some situations in your life when you face a liquidity crunch and you need immediate funds to recover from it. For this, you can opt for a personal loan, gold loan, or any other secured loan. But what if you...