Individuals opt for loans to fulfill their various needs. And there are so many kinds of loans that Banks, Housing Finance Companies (HFCs) and Non-Banking Financial Companies (NBFCs) provide, such as Home Loan, Personal Loan, Car Loan, Gold Loan,...
Read MoreHow Early Can I Start Building My Credit History?
When we talk about the financial life of any individual, one of its most important aspects is the Credit History. The credit history of an individual will consist of many things, such as Loan EMIs, Credit card bills, utility bills, and a few other...
Read MoreGold Loan vs Other Secured Loans – Which Serves Your Purpose Better?
The need for funds can arise at any point in an individual’s life. And in these situations, individuals look to opt for a loan provided by several banks and Non-banking Financial Companies (NBFCs). Any loan generally could be of two types -...
Read MoreWhat Should I do If I Need Money Immediately?
Instant fund requirements are not new in this fast-paced life. But the scarcity of funds disallows many to fulfill the same. If you can wait for say 3 days to a week, you can apply for a personal loan and get it during the said duration. As a...
Read MoreSources by Which You Can Get Funds for a Medical Emergency
A sudden medical emergency can hit you anytime, so it is better if you are prepared for it. There are several health insurance available for you to handle financial situations during a medical emergency. Like an open-heart surgery can cost you about...
Read MoreList of Loans That You Can Apply for
A loan can be of different types based on your needs. You can choose a loan by taking care of a few factors which are your fund requirements, existing income, etc. There are mainly two types of loans - secured loans and unsecured loans. A secured...
Read MoreHow to Accumulate Home Loan Down Payment Sum?
Having our own home is the topmost priority for most of us. But not everyone can pay the full price in one go and purchase the home they want. That’s where a home loan helps them. Provided by banks and housing finance companies, a home loan...
Read MoreWhat is Meant by a Secured and Unsecured Loan?
When you borrow money, you'll likely choose between a secured loan and unsecured loan. The difference between the two loans is security only. A secured loan is one that is connected to an asset, something like a car or home. With a secured loan, the...
Read MoreWhat are the Interest Rates for Various Loans in India?
What do you do when you need funds for your several needs? You ask your parents or friends or relatives to borrow the required money. But there is not any surety that you will get whatever required funds from them. That’s exactly where you need a...
Read MoreApplication of GST on Different Financial Charges of Loans and Credit Cards
Since Independence, India has seen many tax reforms to make the taxation structure of our country more transparent to the citizens of the country. But the introduction of the Goods and Services Tax (GST) on July 1, 2017, is undoubtedly the biggest...
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