FAQ

FAQ

How to Improve My CIBIL Score from 590 to 750?

If you are facing multiple loan and credit card rejections due to your low CIBIL score of 590 and want to improve your score to 750, don’t worry as there are many ways to improve it. When we talk about the CIBIL score, there are a lot of factors...

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FAQ

Should I Prefer Axis Bank for a Personal Loan?

To give a precise answer to this question, it’s important for you to know about the features and eligibility criteria of Axis Bank personal loans. After knowing it, you should make sure that it matches with your requirements, and you are eligible...

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FAQ

How to Get Loans if I am a CIBIL defaulter?

There are ways by which CIBIL defaulters can get loans in India. So, you don’t need to lose hope. You may find these ways a bit different and difficult but you will surely get loans. Being a CIBIL defaulter simply means that you have a pretty low...

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FAQ

What Home Loan Amount am I Eligible for?

The eligible home loan amount usually tends to change from one individual to another. Also, it depends on a lot of important factors. Anyone who looks to opt for a home loan would want to know the eligible home loan amount before applying. But...

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FAQ

Is it Good If I Buy Land on a personal loan?

The answer may not be a straightforward one given the aspects concerning the acquisition of land on loans. You can buy land either by a personal loan or a home loan. While personal loans can be granted instantly provided you meet the eligibility...

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FAQ

How to take a Loan with a CIBIL Score of 490?

With a CIBIL Score of 490, it is pretty hard to get a loan. But notice how here I am saying hard, not impossible. First of all, a CIBIL score of 490 is considered to be a very poor score. In fact, anything below 700 is considered to be a poor...

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FAQ

Can I Get a Top up Loan on HDFC Personal Loan?

Yes, you can get a top-up loan from HDFC Bank if you pay your current personal loan EMIs without any default. A top-up loan is for additional fund requirements. And if your credit report is clear and payment record is good, you can easily get a top...

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Personal Loan Interest Rates April 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates April 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%