FAQ

FAQ

What If I Don’t Pay a Gold Loan?

Lenders provide different kinds of loans to individuals who, in turn, need to repay them over a fixed tenure. Among those different kinds of loans, Gold Loan is a quite popular option among customers as it enables them to get a loan amount against...

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FAQ

Is it Good to Take a Top-up Loan?

A top-up loan is an amount that you get over your existing loan amount from your present lender. All you require is to contact the existing lender and apply for a top-up loan. But a top-loan can be availed at other lenders too. You may ask, how can...

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FAQ

How Many Times Can We Take Home Loans?

While some want to buy just one home in their lifetime, others have the ambition of buying more than one home. To ensure any of these happen successfully, one must have adequate savings. It is because a home loan is financed to the extent of 75%-90%...

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FAQ

How Can a Housewife Get a Loan?

Most of the housewives in today’s time manage their homes and look to fulfill the needs of their family members. But even they have their own needs that can be best fulfilled with a loan. With no stable income, can a housewife borrow a loan? Yes,...

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FAQ

Can I Buy a House by Taking a Gold Loan?

Buying a home remains a challenge for many despite the emergence of attractive home loan schemes. The reason being the home loan is not financed 100%; you need to pay around 10%-25% of the property cost, which means the loan is given upto 75%-90%....

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FAQ

Which Loan Should I Pay Off First?

If you’re asking this question, you must be handling multiple loan payments and may even have a credit card. In case you are paying all of them on time, there’s no need to worry. Otherwise, you have some serious rethinking to do! Not only does...

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Personal Loan Interest Rates April 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates April 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%