Wishfin Blog

Buying a home remains a challenge for many despite the emergence of attractive home loan schemes. The reason being the home loan is not financed 100%; you need to pay around 10%-25% of the property cost, which means the loan is given upto 75%-90%....

We hear about the importance of savings since our childhood from our parents in the same way as they would have in their youth. Savings is one of the habits rooted deeply in us. There are several banks that provide several kinds of deposits. These...

Nowadays, most of the individuals prefer credit cards for enjoying the offers and deals instead of taking it for the credit limit. Credit Cards help the individual to save some extra bucks while they are shopping online or visiting a branded...

A credit score is a three digit number ranging from 300 to 900 in India and tells greatly about your creditworthiness. The way you manage loan or credit card payments will determine the score you will eventually get from credit bureaus such as...

Many are struggling amid the economic crisis caused by the COVID-19 pandemic. People need urgent funds to fulfill their several financial needs with a personal loan, gold loan, loan against FD, etc. Other than a loan, people also use credit cards to...

Personal loans are unsecured loans that you can avail of without providing any security or collateral to the lender. That’s why the loan gets disbursed quickly to the bank account. The eligibility for a personal loan depends firmly on your income...

An education loan is borrowed by students for pursuing studies in India and abroad. And because the loan repayment is dependent on the future income, the loan requires a co-borrower. Your parents can be a co-borrower in an education loan. But the...

If you’re asking this question, you must be handling multiple loan payments and may even have a credit card. In case you are paying all of them on time, there’s no need to worry. Otherwise, you have some serious rethinking to do! Not only does...

Credit Cards have become a basic necessity for many individuals and individuals with high incomes usually prefer premium credit cards. So, here you can see the various HDFC Premium Credit Cards that are specially meant for elite customers. HDFC...

For many of you who have just started their jobs would like to know the benefits of a salary account. Firstly, these accounts are zero balance accounts wherein you don’t need to maintain the balance as is the case of a normal savings bank account....