About Piramal Housing Finance Loan Against Property A loan against property is different from a housing loan. The former is taken against owned property but the other one is taken to purchase a new house or property. Piramal Housing Finance gives...
Read MoreIDFC First Bank Loan Against Property
Whenever we are stuck between hows & whys, a friendly shoulder gives us hope that there is always a way out. In terms of finances crisis, a good loan plays that role of a friend who helps us and IDFC First Bank is one of them. IDFC First Bank...
Read MoreIDFC First Bank Business Loan
Get easy business loans from IDFC First Bank to expand your business and increase the productivity. Both existing and new customers can apply for the loan. The loan is available for the maximum period of 48 months, which comes to you with flexible...
Read MoreSIP returns negative in the last year – should you worry?
Three friends Sachin, Saurav & Mitali met after a long time and started discussing their lives, career and finances. The discussion on finances revolved around investments and mutual funds came up for discussion. Sachin: My friend told me an...
Read MoreWhy GST on Personal Loan
If we talk about GST, this in-direct tax has been levied by the Government on various Goods and Services. And, under the banking sector, a personal loan is one such product on which GST is applicable. The government collects the tax from various...
Read MoreCan home loan be insured?
Yes, you can insure your home loan. Almost all the banks and NBFCs give home loan insurance along with the loan. Some make it mandatory to get a home loan insurance from them but you can check if the lender is giving you the option to get it from...
Read MoreHow Personal Loan Balance Transfer Works?
When it comes to a personal loan balance transfer, it is a process of transferring your existing outstanding personal loan balance from one loan provider to another, offering a lower interest rate. In simple words, now you just have to pay your EMIs...
Read MoreHow Credit Card Industry Works?
The credit card industry basically involves four participants - banks, merchant establishments (online and offline stores), payment processing networks such as VISA, Mastercard, and customers. The process starts with the customer making a purchase,...
Read MoreHow Would RBI’s Decision to Keep Repo Rate as Benchmark Impact Floating Loans?
The Reserve Bank of India (RBI), in its monetary policy held in December 2018, has made an important announcement directing banks to price floating rate loans on the basis of external benchmarks such as the repo rate, 91-day T-Bill Yield, 182-day...
Read MoreSmall jumps often lead to big leaps!
The oldest man on earth, Yisrael Kristal, died recently at the age of 113 in Israel. But an important question is whether we can manage our finances if we live for 100 years or more? It would certainly be a challenge! Human lifespan has improved...
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