As foreign cab aggregator UBER goes the IPO way, the mild talks about investing in international mutual funds are becoming louder than ever. Do you also aspire to invest in biggies like Alphabet, Apple, Facebook and Amazon? Do you want to know about...
Read MoreBonus Bonanza – This Investment Can Get You Higher Returns on Your Bonus
Yearly appraisal comes in all shapes and sizes. Some get the incremental benefits, some get hefty bonuses and some get both. In our previous post we talked about how can you create wealth with your salary hike. In this post we are going to show you...
Read MoreAppraisal Alert – The secret to creating wealth with your salary hike is here!
I met my younger cousin after a long time last Sunday. The topic of discussion was that my cousin, who is a computer engineer, got a decent hike after toiling hard for the 1st year at his job. My question to him was - What have you decided to do...
Read MoreHow to Open a Savings Account Offline?
A savings bank account is one of the first accounts we open as soon as we cross the age of 18. It is important to get your income and its proof, save money and use it whenever required. Almost all banks in India now offer zero balance savings...
Read MoreThe Secret to Avoid Paying Interest on Credit Cards is Revealed
It’s all good when credit cards offer rewards, discounts, cashback on spends and entitle you to the privileges of airport lounge access, free movie tickets, etc. However, it can also hit you hard with interest that gets charged at a rate of...
Read MoreCredit Utilization Ratio
Your credit utilization ratio (CUR) is like a measure of how much of your available credit you're using. It's shown as a percentage, and it's calculated by dividing the amount of credit you've used by the total credit you have. Imagine your credit...
Read MoreImportance of Credit Reports for Companies & Businesses
Credit reports are as important to companies and businesses as individual borrowers. The company’s balance sheet and overall performance are assessed by the agencies before assigning them a credit rating that can be seen in the report. The report...
Read MoreChange in Credit Score – How Often Does it Happen?
The change in the credit score depends on your credit-related activities. If you are applying for loans and credit cards frequently, the lenders would keep doing a hard credit enquiry. This would bring a change in the score in proportion to the...
Read MoreDifference Between Credit Score, Credit Report & Credit Rating
The credit score is a numeric representation of an individual’s creditworthiness. It indicates lenders about your repayment capability with respect to the credits you apply for. The timely repayment track boosts your credit score and helps...
Read MoreSBI Home Loan for Government Employees
Specially designed home loans for government employees is another advantage that Indians get. SBI home loan for government employees is available at low interest rates starting from 8.85% per annum. To know more about this specially designed home...
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