Yes, it is possible to get a loan from two banks at the same time provided you earn high enough to pay the two loans. Besides income, other factors such as credit score, hard credit enquiries, fixed obligations, if any, will also matter. So, if you...
Read MoreMinimum CIBIL Score Required for Yes Bank Credit Card
Cibil score plays a vital role to decide the approval of a credit card. If you are having a good Cibil Score then there are high chances of getting approved quickly. On the other hand, there are many individuals who prefer Yes Bank Credit Cards not...
Read MoreMultiple Loans vs a Consolidated Loan – Which Helps You Save More?
At a time when there are loans for everything, it’s not a surprise to see someone having more than one credit. Multiple debts mean different repayment structures and require financial discipline from borrowers. Otherwise, if a default takes place,...
Read MoreWhat are the Different Types of Personal Loans?
Personal loans, which you can take for multiple purposes such as marriage, education, travel, medical emergencies and other needs, come in several variants. The first variant is the personal loan you apply for at banks or NBFCs. Secondly, a...
Read MoreHow Banks Determine the Credit Limit of Credit Cards
Whenever a user applies for a credit card he is always worried about the credit limit offered by the banks. There are many factors that a bank looks at while deciding the credit limit of the card. If you fulfil all the criteria of the limit then...
Read MoreWhat is Credit Mix? How Does it Impact Your Credit Score?
What is a Credit Score? A credit score is a measure to check the ability of an individual to pay back the loan amount that he has borrowed from the bank or any Financial institution. It shows the creditworthiness and repayment capacity of the...
Read MoreBest SBI Credit Card for Low Income
SBI Credit Cards usually have a lot of offers and this is the reason why most individuals prefer it. On the other hand, there are some SBI Credit Cards that are available at a low annual and renewal fee and they are best for the people of...
Read MoreWhich Lender Offers the Best Personal Loan Part Prepayment?
Personal loans can raise your obligations much more if you don’t choose the interest rate wisely. It could raise the EMI considerably, and if you glance at the loan statement, you could see interest constituting much of your EMI. However, you can...
Read MoreMinimum CIBIL Score Required for Citibank Credit Card
Credit Cards have been always a helping hand whenever an individual needs to enjoy offers and get some debts. But everyone cannot apply for a credit card until they have a qualified income and Cibil Score. So, if we talk about the Cibil Score then...
Read MoreHow Can I Apply for a Second Home Loan and Get Tax Benefits?
Given the increasing needs, one may require more than one home. While some would like to have a spacious home; which may not have been the case with the existing home, others would want to have one more to put on rent or self-occupy it. If you have...
Read More